Creditors Trying To Collect After Bankruptcy? Credit Report Still Showing Balances Due?
“The fresh start promised by bankruptcy is under attack as big lenders keep squeezing money out of consumers whose debts were canceled by the courts.” – BusinessWeek, November 12, 2007
Bill collectors, debt buyers and credit card companies are breaking the law with they try to collect debts that have been discharged in bankruptcy. It’s also against the law when your credit report isn’t updated to show the fact that you discharged the debt in bankruptcy.
The problem is that these problems happen all the time. And collecting discharged debts means big money for the banks and debt buyers. In fact, some debt buyers do nothing but purchased discharged debt after bankruptcy.
The good news is help is available. You don’t need to live in fear of your old bills.
You filed for bankruptcy to get the collection letters and phone calls to stop, not so you could send them even more paper!
Lots of lawyers will tell you not to worry, that the letters and phone calls will just stop eventually. Other bankruptcy lawyers will tell yo to send a copy of your bankruptcy papers. But the fact is that this just takes up more of your time and effort, and increases your stress.
Creditors and collection agencies that keep trying to collect money after your bankruptcy can be held liable for money damages, and can be forced to pay your legal fees. They don’t get a free pass, and aren’t allowed to break the law. Not once, not ever.
The bill collectors will claim they made an honest mistake and will correct their records. Like a kid with their hand in the cookie jar - they’ll deny any wrongdoing just to get out of being in trouble. But the fact is that if a bill collector tries to collect from you after bankruptcy they don’t have any excuse - they got notice of the bankruptcy filing, of the discharge, and everything in between. They even have computer systems that automatically tell them when someone files for bankruptcy.
Bottom line is they have no good excuse except that they hope you pay them instead of finding a lawyer like me.
They don’t want you to know about me. I am a lawyer who sues bill collectors when they break the law. I can help you beat the bill collectors and make them pay.
Don’t let bill collectors break the law and steal your fresh financial start. Contact me to get a lawyer who knows their tricks and will make them pay.
| I always felt that I was in good hands with you . . . Because one agency continued to report my debt, you went after them and obtained a cash settlement. I always say that I am the only person that I know that actually made money by filing for bankruptcy!
– Athena H., Staten Island, NY |
All you need to do is call me now at 1-800-235-2203. Set up a free, confidential, no-obligation phone consultation. There’s never an up-front legal fee for me to take your case. And best of all – we can help you entirely by phone, fax mail and email.
Stop the harassment and re-build your excellent credit. Don’t get turned down for a car loan or a mortgage because of old debts you no longer owe. Take the first step by calling 1-800-235-2203.